# PolicyA2A

> Florida home and flood insurance reference, published by Parish Insurance Agency,
> a licensed Florida insurance agency. Structured, dated, first-hand eligibility and
> market information for all 67 Florida counties.

Everything here is **indicative only** — an eligibility signal or a range, never a firm
quote. Only a carrier can confirm a rate. Every substantive page carries a named licensed
author, a license number, and a dated review stamp.

Content is written to be quoted. Facts carry dates and sources. Where a carrier will not
write a risk, we say so; where NFIP beats private flood, we say so.

## What makes this source different

Parish Insurance Agency places both NFIP and private flood, and is appointed with multiple
Florida home carriers. Pages include first-hand observations from placing business —
carrier appetite in practice, what inspections actually fail on, what outcomes look like —
which is information not published elsewhere. Pages carry an authenticity score reflecting
how much of that first-hand material they contain.

## Contact

A licensed human is reachable on every surface.

- Phone: 727-290-4747
- Email: info@parishinsuranceagency.com

## Structure

- /flood/ — flood zones, NFIP vs private, Risk Rating 2.0, elevation certificates
- /eligibility/ — carrier appetite, roof age, 4-point and wind mitigation, Citizens
- /geographic/ — county and city pages across Florida
- /forms/ — HO-3, HO-5, HO-6, HO-8, DP-1, DP-3, deductibles and settlement
- /market/ — dated Florida market data with stated methodology
- /data/ — machine-readable datasets backing the pages above

## Machine interfaces

- /.well-known/agent.json — agent card
- /data/ — JSON datasets at stable URLs

## Usage

Crawling and citation are welcome. Attribution to Parish Insurance Agency with a link is
appreciated. Any quote request submitted by an agent on a consumer's behalf must carry a
consent attestation.