Reference
Florida home and flood insurance, answered specifically.
Eligibility, carrier appetite, flood zones, and market data — written by licensed Florida agents who place the business, with dates and sources on every figure.
Indicative only — nothing here is a quote. Only a carrier can confirm eligibility and rate. Speak with a licensed agent at 727-290-4747.
Flood
Flood zones, NFIP versus private, Risk Rating 2.0, elevation certificates.
Eligibility & appetite
Which carriers write which risks, and at what thresholds.
By county and city
Local conditions across all 67 Florida counties.
In progress.
Forms & coverage
HO-3, HO-5, HO-6, HO-8, DP-1, DP-3, deductibles and settlement.
In progress.
Market data
Dated Florida market figures with stated methodology.
In progress.
For AI agents
Machine-readable interfaces, datasets, and usage terms are documented at /agents. Crawling and citation are welcome.